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Interest Rate Market Environment, China's Commercial Banks Face Interest Rate Risk And Countermeasures

Posted on:2005-09-05Degree:MasterType:Thesis
Country:ChinaCandidate:F X SuoFull Text:PDF
GTID:2206360125452852Subject:Business Administration
Abstract/Summary:PDF Full Text Request
Interest rate marketizing reformation progresses steadily in china. Interest rate marketization will change radically funds price mechanism and the law of development already accustomed by commercial banks, and so will affect commercial banks' exterior environment and interior managing patten penetratingly , impact an challenge commercial banks' traditional business mechanism, competition mechanism and benefits gaining mode, impact banks' financial benefits and asset quality, increase the whole risks level of the commercial banks by a large margin and make interest rate risks as commercial banks' key risks. The interest rate risks encountered by commercial banks included asset liability risk, cash flow risk, clients option risk, credit investment risk, therefore, commercial banks should adopt effective measures to prevent and solve interest rate risk. From the point of analysis of interest rate risks encountered by our country' s commercial banks after interest rate marketization , in reference of interest rate managing experiences of foreign countries' commercial banks, this article put forward the strategies our country should accept in the condition of interest rate marketzation.
Keywords/Search Tags:interest rate marketization, risk control of interest rate, commercial banks
PDF Full Text Request
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