Study Of High-tech Enterprise Credit Facilities

Financing is one of the major problems of the new high technology enterprises. Because it is close correlated with the development of these enterprises, financing becomes the focus of attention. Owing to the current situation of china, most of the new high technology enterprises use credit as the primary even the only way of financing. However, it is quite difficulty for new high technology enterprises to be financed for many reasons. By the analyzing of characteristics and actual situations of our country credit financing, this article concludes that credit guarantee impawn debt decision are key points to solve financing problems. Based on those key points, this article also gives some advices of how to improve the financing status and credit financing capacity of new high technology enterprises:(1) it is the credit standing of guaranteed enterprise that decides the scale of guarantee that guarantee institution would offer. New high technology enterprises must improve credit standing to make the obtainment of credit guarantee some easy;(2) impawn is of special mean to new high technology enterprises, some efforts about the improving of intangible assets evaluating and the creating of new impawn models must be done in order to accelerate the development of impawn.By the way, this article also gives put forward some measures and advice of how to strengthen the management of credit financing of new high technology enterprises.