Life Insurance Contract To Fulfill The Basic Legal Issues

A life insurance contract has its special features. If agreed insured event is occurred, the insurer is obligated to pay insurance benefits which is the core of contract performance. Though the history of the life insurance industry is not long in China, its rapid development has given rise to number of insurance contract disputes. Based on the steps of insurer' s performance and the fundamentals of insurance law and contract law, using the successful experiences of developed insurance countries (or regions), this thesis attempts to make a tentative research on related legal problems in the course of paying life insurance benefits .adopting the way of the analogy and analysis. Its purpose is to demand the insurer to abide by the law, protecting the lawful rights and interests of the parties to contracts.This thesis falls into 6 parts:The first part introduces the principle of good faith which is applicable to the insured and the insurer.The second part gives reasons that effectiveness of contracts presupposes the performance of insurer under four circumstances.The third part clearly defines the range of insure event.The forth part analyses kinds of cases of beneficiary emerged.The fifth part, going further into subrogation whether it is suitable for life insurance contract, focuses on the weak points of law legislation in China.The last part explains the rules of interpreting life insurance contract where personal views are raised.