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Credit Guarantee Gaming Analysis For Applied Research

Posted on:2004-07-13Degree:MasterType:Thesis
Country:ChinaCandidate:L YuanFull Text:PDF
GTID:2206360125957081Subject:Management Science and Engineering
Abstract/Summary:PDF Full Text Request
The system of credit guarantee for supporting the small and medium-sized enterprises has developed for more than 100 years and accumulated experiences in the western countries, The development in our country has already had embryonic forms too. At present, the research of operation mode operating mechanism risk control etc. in real affair aspect has already gotten better in-depth and development, But a regrettable fact is , using economic and management theory to analyze guaranty behavior and excavate its essences has still a piece of brand-new subjects.This paper sets out from economics and management theories, at first, have carried on clear defining to the meaning of guaranty, forms of expression and characteristics, Then from the visual of guaranty function's gradual progress, analyzed the functions of promotion credit possessed, reduces the trade cost and risk management. Think that the function gradual progress is a dynamic, course perfected and enriching progressively. In the follow, analyzed the current situation of credit guarantee in overseas and domestic, Pointed out the mature guaranty mechanism in developed countries has strongly ensured the maximum to guaranty advantages. On the basis of this, the paper proceeds with cost and income separately, at first, thoroughgoing and painstaking argumentation has carried on credit cost under three kinds of different credit rationing, which explained that when and only when the economized credit control cost expenses greater than the increased costs in order to keep the tripartite trade relation, the guarantee loan is economic. Then use the thoughts of game theory, analyzed the incomes of tripartite subject, Drawn out the complete information and incomplete information game model. At last, after using the real case to verify theconclusion of above-mentioned analysis, the paper expatiated how to standardize credit guarantee of small and medium-sized enterprise in our country.
Keywords/Search Tags:credit guarantee, credit cost, game theory, small and medium-sized enterprises
PDF Full Text Request
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