China's Regional Financial Risk And Prevention

With the development of finance, guarding against the financial risk is becoming more and more important. It is obvious that the financial risk of a partial region accumulates to result in regional finance crisis, and may affect the financial stability of other region by the particular ways.On the basis of the sturdy on the theory of the risk of regional finance, the thesis makes an analysis of the situation of the risk of regional finance in China. According to the question, the article tries to put forward with the policies and measures.Three parts comprise the main body of this article.The first part is the theory of the risk of regional finance. It clarifies the definition of the risk of regional finance, and analyzes the cause of the risk of regional finance and the regulative indexes of the risk of regional finance.The second part aims to analyze the situations of the risk of regional finance in China. Firstly, on the basis of the sturdy on the regional financial institution scale, property quantity and financial system, the article analyzes the basic factors that will result in the risk of regional finance in China. Secondly, introduce the categories of the risk of regional finance, including the credit risk, market risk, property risk, importation risk, competition risk, financial crime risk and the government type risk.The third part is the measures of coping with the risk of regional finance. On the basis of the introduction of the target and significance of guarding against the risk of regional finance, the article suggests to establishing a perfect early-warning system of finance risk. At last put forward with the policies and measures.