The Issue Of Credit Research, Economic Contract

In the present economic development, the market order is in the normal and nonstandard double structure state, which is inevitable but puzzled. Among them, the credit question seems particularly outstanding. The credit question is a complicated body, which is subordinated to the market order as well as beyond it; there are two sides of characteristic age and traditional side; it seems independence and depending on otherwise. So angles of study on credit question are numerous. This text selects the credit in economic contract as study angle, the purpose is to understand the credit behavior and credit relationship among contract relation of economic transaction in a totally new way, and impart further development of the relation and function between contract and credit.The theory of economic contract is one of the research directions of the most modern advanced position of economics in the past 20 years. It is also the most promising research of mainstream economics that breaks through the directions too. A lot of actual difficult problems that can't be explained in neoclassic economics, using the theory method of the contract, can receive better understand. Because of this, the credit question of this text is to seek the settlement and route of understanding the theory of contract, do the attempt.This text is divided into four parts altogether.The first part is a summary of the general theory of contract. Starting from the broad sense of the contract and the origin of it, which has reviewed the development course of the theory of contract, at the same time, it is the retrospect of theory development of economics too. On this basis, this part pointed out the category of the economic contract what is to be probed into this text.The second part puts forward the necessity of credit in the economic contract. At first it puts forward a prerequisite: The credit of the unofficial system, proceeding from the broad system, it has analyzed the relation and compatibility between the unofficial system and formal system, provided the brand-new understanding of credit. Proves the necessity of credit among economic contract at the same time, and puts forward the implicit contract nature of credit.The third part makes reason analysis to the defect of the implicit contract of credit. Accounts from the trade people's natural instinct, social influence and realistic of measure.The fourth part is to propose triply analyses to the question. It is credit automatic implementation model of implicit contract, simply analyses with credit morals game theory and reality of credit propose separately.