Study Of Credit Card Fraud

Since credit card came into being in America in 1915, it has been spreading all over the world swiftly as a new style of payment means and settlement instrument. As the economy of our country grows rapidly, especially the establishment and improvement of financial system and bank system, credit card had been appearing increasingly among the average people at the early of 1980s. Simultaneously, a new kind of crime—fraud of credit card brought about, which is the new style of economical crime evolved from commonplace crimes of fraud. At present, the cases of this crime have the tendency to increase gradually and involve a great deal of amount of money, and do great harm to society. This article mainly researches on credit cards swindling, it involves five chapters, chapter one makes a brief introduction to credit card and credit card cheating crime at first, then brings out the author's definition to the crime of credit cards swindling on the basis of the definitions created by criminal law subject of our country, and makes a definition to crime of credit cards swindling tool, chapter two which is the core part of the text discusses the constitutions of crime of credit cards swindling from criminal object, criminal objective elements, criminal subject and criminal subjective elements respectively, of which the objective elements especially, and elaborately analyses the four behaviors of crime of credit cards swindling, especially the vicious overdraft, chapter three analyses the bounds between crime of credit cards and using them, falsifying credit cards and using them, chapter four mainly analyzes the accomplishment and attempt pattern and the complicity pattern of crime of credit cards swindling , here some knowledge of general provisions of criminal law is referred to . chapter five puts forward the consummator of crime of credit cards swindling legislation. The author proposed should overdraw to the evilintention independently determines guilt and additionally builds theunit to become the credit card cheating crime the main body.