Motor Vehicle Third Party Liability Insurance Claim

The third party motor liability insurance with insured should by law to the third party undertake of indemnification responsibility for object.The third party are a traffic accident to victimize a person and be the damage that he is subjected to traffic accident and possess the right which claims against toward the insured and add to harm a square can after indemnification according to the contract to undertake the insurer which compensates a responsibility to put forward the claim which claim to implement insurance contract, end from insurer benefit insurance indemnification gold.The party concerned of the liability insurance contract of the automobile third party is policy holder and insurer and relate to artificial insured.While take place insurance trouble, the insured possesses the benefit insurance of the claim insurer indemnification a gold of right, but according to the contract opposite sex principle, the third party aren't the party concerned of contract and have no business direct to lay claim to insurance indemnification the benefit of the gold toward the insurer.This meeting can't cause the third party obtain indemnification in time, but the insurer procrastinate compensatory not reasonable phenomenon.Abroad the business flourishing nation of the automobile insurance not only ruled in the concrete liability insurance contract the third party direct claim right, and give through a lawmaking form in succession the third party direct claim right.But our country the responsibility compulsive insurance regulation of the automobile traffic accident that draw up just in 2006 still ruled the third party direct claim right.This thesis passes the method of history and comparison, the analytical way of usage sociology try to our country automobile three insurance in of the third party direct claim right to carry on an overall research and put forward at our country the liability insurance realm of the automobile third party build up the third party direct claim right system to victimize by wishing a better protection the third party's benefits.