Multi-perspective Analysis Of The Causes Of Default And Its System Of Prevention

SUMMARY:Modern rational economic man is concerned only about profit, they often chose breaks a promise or a contract in pursues the benefit and observes in front of the moral low line,on my point,Its basic reason lies in the present system arrangement the flaw,breaks a contract often can obtain high income only at low cost.In order to prevent these rational economic man breaks a contract the basic measure is each kind of cost which the enhancement breaks a contract,strengthens abides by consciousness,takes the long-term benefit.At the same time,In on macroscopic also must speed-up the property right system construction, be perfect and the perfect legal framework,the strengthening competitive system,the standard government behavior and so on breaks a contract the phenomenon system safeguard as the government society.Firstly,based on the concept of narrowly defined default and the default description of the main features to build on this vision; Secondly,through the evidence and the method of sample survey reveals breach of the status quo in China's development trend and its implications,that the seriousness of the problem of default;Thirdly, the theory of limited resources through opportunism and the theoretical analysis of the causes of non-compliance and non-compliance issues introduced in Western countries the development of trajectory;Finally, the main parties from the contract unequal status,asymmetric information to the constraints of the system is not perfect default, borrowing costs and efficiency gains or breach of contract theory,and many other perspectives analysis has led to the breach of various incentives,and based on this proposed regulation non-malignant development of the legal concept.Through "economic" perspective,it seems that we can be found in every human behavior are economic factors at work,using both the standard economics to consider the issue or choose their own acts.If economics is the study of science and may not be overemphasized,because of the humanity of each individual or collective acts serve only one purpose,both with the minimum cost of inputs or collectively with a view to achieving the maximum benefits or individuals.Perhaps this is the main reason why the authors of this paper,the approach to the economics of the issue of default,it is because one of the tasks of economics is the study of the relationship between people, On a person's pursuit of how to maximize the benefits of a component of other people bound by the pursuit of their own interests conditions, Therefore,the economics will be "balanced" category exhorted the people to the concept,we maximize the benefits of the so-called fact is conditional maximum rather than to maximize the interests unconstrained.