Bad A Loan-to-disposal Process Difficult Legal Issues To Study

At end of the twentieth century,Faced with the invasion of the Asian financial crisis,Faced with china's accession to the WTO,domestic financial markets must be open to requests,as soon as possible to resolve the long-term accumulation of state-owned banking system in the huge non-performing loans,asset management company set up.At the disposal of non-performing loans,in order to improve the efficiency of the disposal of loans and regulate the disposal of the assets of the company acts loans,non-performing loans be divided into non-performing corporate loans and personal loans bad, Asset Management Company adopted different tactics.Financial non-performing loans are a product of Financial operation of the community long-term accumulation of deep-seated contradictions. In cases of non-performing loan disposal process,asset Management Company often encountered many Problems of the legal issues ,For example: when the auction collateral increase in man-made chaos;Statute of limitations has expired on how the loan will be recovered;How to recover the sale of a room formed by the two mortgage.For a variety of legal difficulties in the process of non-performing loan disposaled,seeing the related article and the literature at home and abroad,combined with the experience of the author's cases,we analysize each of the legal issues of the theory and practice in-depth ,I proposed solution to the problem.Now,the global financial crisis is threatening the world.Financial crisis will make a large number of new emergence of non-performing loans,Including a lot of bad personal loans,this study more practical significance.