| Along with the development of global information in electronic form and the network-based, internet banks came into being such a new thing then. They have so many characteristics, such as all-weather,all-round,convenient and timely, etc. It broke through the limitations of the traditional banking business, greater efficiency to save costs, and increasingly accepted by the majority of users. However, in the paperless banking network, virtualization is hidden behind the new risks to the banking supervision and management of a severe challenge. From a legal point of view on the network for effective banking supervision, to ensure its full play to its own advantage at the same time the risk of scientific and rational control, and has become a very important issue of practical significance.This article is divided into four parts. The first part is the general theory of banking supervision. At first, this part defined the basic concept and main features of the internet, then introduced the development of internet bank in the developed world and China. Subsequently, elaborated the concept of banking supervision and the theoretical basis of regulation. The aim of this part is leading the problem, as to lay the foundation for in-depth analysis and direction.The second part compared the supervisions of internet bank in international organizations,other countries and regions in the world. Based on the supervision that the international community adopted in general practice, in that part the author chose three main stages market access, continuous supervision, market regulation as a starting point, selected the United States, the European Union, the Basel Committee, as well as China's Hong Kong region as a study analysis and research then to take stock. A comparative study aimed at the above for our system of banking supervision network to provide the light for the build.The third part introduced the status of the banking law of network of banking supervision system in our country and then monitored the problems. In this section, first of all, I introduced overview of the rule of law since the network of our bank since the birth of the matching process, and then focused on a new 2006 introduction of the "management of electronic banking" and summed up the approach compared to the provisions of the innovation before. On this basis I further pointed out that there were still some urgent problems with the current network of banking supervision in China, then analyzed the causes of these problems in-depth.The fourth part proposed measures to improve banking supervision in our country. This is the last part of this article, the author in this part based on the research above, settled on the actual situation in our country, on the basis of the analysis on the internet bank supervision and the problems, combined the international communities' regulatory experience with our advanced the specific practice, proposed a few perfect recommended measures for internet bank supervision in China. |
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