Private Financing Of Smes In China Legal Regulation

During the economic transition in China, the normal financial department satisfies was difficultly to the SMEs. In this case, the general SMEs have started to seek other sources of financing, and the informal financing has gradually become the main financing way for SMEs. But, the current legal is not perfect because the informal financing has very strong confidentiality, so Chinese financial security will have a serious threat.Therefore, in the private financing of SMEs in the process, must to clear its both may guarantee that the financial security realizes and may harm the financial security. From this point, because the SMEs has the long-term presence in China, but the current system in this area of law in imperfect, to maintain Chinese finance domain the financial security, must come through the legal means to SMEs informal financing to carry on the rules and regulations.Status of the financial system in our country, constructs the SMEs financing the legal system of civil process, in profits from the overseas outstanding experience's foundation, is clear about value goal which the financial security and the financial efficiency unify, and improves our country's mortgage system in the legislative process through the formulation special single line law, the establishment chattel mortgage registration system, the establishment functionality service supervision system's goal. Finally, should also realize the government supervision and marketability restraint balanced, the financial supervision and the financial regulation cooperation and the coordination in these law's implementation, only then can on maximum limit achieve Our country Small and medium-sized enterprise folk financing law rules and regulations goal like this.