Death Insurance Contract Law

In person insurance contract, pay insurance gold in order to die insurance contract of the condition of death that exercise etc, there are many problems, they can induce the moral risk. From the death in insurance contract may be triggered moral risk aspects respectively discussed, based on our new "insurance law" about the death of the insurance contract, the relevant provisions of the regulations and other countries to death, trying to make a comprehensive system of insurance contract, the thorough analysis, and puts forward some Suggestions of the individual, in order to perfect our death insurance contract system, correct guiding our insurance purpose of practice.This paper includes text introduction and three partsThis paper defines the introduction section called the scope of contract of insurance against death, and expounds the significance of research and study.The first part of the contract of insurance against death is assured problem is studied. From the qualification of insurant, insurant to agree exercise right two aspects about the death of insurant, insurance contract is controversial problems. Especially for minors as the death of the insured person insurance contract is analyzed and clear.The second part will die insurance contract beneficiary problem is studied. From the beneficiary beneficiary, the existence of the qualification, the boundaries of beneficiary beneficiary appointed and change the beneficiary beneficiary, insurance and pay five death are analyzed in terms of the contract of insurance against death beneficiary. And analyzed the loss and the beneficiary. The new "insurance law" in the presumption about death sequence analysed.The third part is the contract of insurance against death from the moral risk, the moral risks insured, the beneficiary of the moral risk, and policy-holder two parts are studied. In their moral risk, puts forward the performance against mechanism. The problem of whether the divulging the in-depth analysis. And on my new "insurance law" regulation made Suggestions and comments.