Research On Evaluation Of Village Bank Competitiveness Based On Factor Analysis

Agriculture, rural areas and farmers issue has always been our construction of well-off society, harmonious important problem. In order to support agriculture, to help farmers get rich, the state advocates to set up village Banks and rural Banks from the first set up to now, has spent eight years, the scale of rural Banks has grown, as of the end of 2013, China has set up village Banks amounted to 1000. The first village bank in ordos founded 08, as a rapid economic development of a city in Inner Mongolia, local village Banks a good momentum of development, to date, 15 were established and laid a solid foundation for the local economic development, healthy and continuous development for farmers and herdsmen to provide effective financial services and support, at the same time, the management and establishment of village Banks added to the financial system for small customers, NongMuHu service openings, how to do a good job in pastoral areas of financial business, to improve the competitive power of the village Banks is of crucial importance.In order to solve the above problems, this paper USES the field research method, collecting local economic development and village Banks operating data, the development of village Banks inside and outside environment are described in detail,and by using the quantitative analysis method to evaluate the competitiveness of the local village Banks, find out the main factors of restricting its competitiveness, to find out the factors, suggest the local government for its policy support, within Banks to strengthen internal control management, increase the source of funds, improve the quality of personnel related standards, constantly develop new products, improve their own competitiveness, constantly strengthening its competitive advantage.Paper using theoretical analysis, combined with the actual situation of ordos city village Banks, in summarizes the current situation of the development of local economy development and rural Banks, analyses the causes of may affect the competitiveness of village Banks, and the influencing factors of representative data index was used to measure evaluation, the full text is divided into six chapters. The first chapter is preface, mainly introduced the paper selected topic background and significance, research content and method, the paper, the possible innovation and deficiency of; The second chapter mainly introduces the concept and the influence factors of bank competitiveness; The concept of village Banks at home and abroad and the research results of village Banks; Chapter iii ordos development environment and current situation analysis of village Banks, in ordos region in recent years the economic development situation, the financial market environment, rural new operators loan demand and village Banks since the establishment of a positive impact on detailed description and analysis of induction; The fourth chapter of village Banks competitiveness comprehensive evaluation of ordos city, expounds the basis of index system of selecting indicators and principle as well as representatives of the selected index meaning and algorithm, using the factor analysis method, the facility assessment to quantify the competitiveness of 15 village Banks sort; The fifth chapter puts forward the seven factors influencing the ordos city village Bankscompetitiveness, respectively from the government, the market orientation, personnel quality, etc, it is concluded that the main reason for the limit competitiveness; Sixth chapter specifically given to enhance the competitiveness of ordos city village Banks,relevant countermeasures and Suggestions.