Research On Microcredit Service Model Of Bankers In Bankers Of Zhungeer Banner

From 2004 to 2015, the central file no. 1 in China has lasted 12 years focus on"three agriculture" problem. Visible, and gradually realize agricultural modernization,improve the level of farmers’ income, narrowing the income gap between urban and rural areas has become the most important works of the party and state organs.Mentioned in the central economic work conference, there are many ways for the jewelry to speed up the reform of the rural economy, the development of agricultural economy is dependent on the rural financial system reform and perfect. Farmers microfinance services is the important way to improve the rural financial development. In order to solve the problem of rural financial restrain, December 22,2006, the China banking regulatory commission issued \"on the adjustment to ease access to rural financial institutions with banking policies better support socialism new rural construction of several opinions, put forward the adjustment we will relax the controls for establishing rural financial institutions with banking policies,encourage and guide the boundaries of financial institutions and all kinds of capital increase to rural financial investment, and set up a new type of rural financial institutions, such as rural Banks. Jungar banner contractor village Banks is born under the background of the macro environment. By the contractor’s bank as the main sponsor, united five natural person in June 2010 was established in jungar banner, ordos city of Inner Mongolia. Jungar banner contractor village bank is dedicated to serving farmers and rural small and medium-sized enterprises of microfinance institutions, is an important part in the development of local rural financial market, but the farmers microfinance operations and management has many problems, also need to constantly improve, to make farmers microfinance services in the process of the development of rural economy play a proper role. Therefore, this study suggests the jungar banner contractor village Banks of peasant household microfinance service model for further analysis and research of village Banks of jungar banner contractor farmers microfinance services healthy development has important practical significance.This article is divided into seven chapters to jungar banner contractor village Banks of peasant household microfinance service mode are studied. The first chapter,introduction. Introduced this article selected topic background, research purpose and meaning, research contents, research framework, research methods and innovation points and deficiencies of this article. The second chapter, the research status at home and abroad and definition. The third chapter, jungar banner contractor village Banks of peasant household microfinance development present situation. In jungar banner contractor to the development of village Banks and jungar banner contractor village Banks the description of the development of peasant household microfinance services, to understand the current development of rural farmers microcredit Banks jungar banner contractor status quo. The fourth chapter to the fifth chapter, through to the jungar banner area of peasant household microfinance demand survey and analysis, and jungar banner contractor village Banks to carry out the farmers microcredit problems existing in the service mode, further carries on the SWOT analysis, intuitively know the jungar banner of peasant household microfinance services contractor’s village Banks market competitiveness. Chapter 6, summarizes the successful experience of other countries and put forward for reference. Chapter 7,put forward to improve and enhance the jungar banner contractor village Banks of peasant household microfinance service mode related policy Suggestions.