Study On The Causes And Countermeasures Of Non - Performing Loans In Rural Credit Cooperatives Of Heilongjiang Province

Rural credit cooperatives as the main force of the rural economy, its health business is not only conducive to their development, more conducive to solve "three agricultural problems". However, due to historical and other reasons of their own credit management, non-performing loans of rural credit cooperatives is always high, not only seriously affect their development, but also conducive to the construction of social credit system.The a rural credit cooperatives in Heilongjiang Province as the research object, using the related theory of non-performing loans, to choose the research object of non-performing loans reasons were analyzed, usually I cooperatives non-performing loans management experience and lessons are summarized, reference, drawing on domestic and foreign other financial institutions advanced practice, in contrast highlights the research object in the NPL collection process exist problems, aiming at these problems, this paper puts forward the measures to deal with the problem of non-performing loans. It is hoped that these ideas can be used for reference to the bad loan pressure drop of rural credit cooperatives, and can effectively promote the stable and sustainable development of rural credit cooperatives.