Research On The Theory And Practice Of Rural Cooperative Finance

Agriculture is the standpoint of the economic. As our country is in the rapid development period of urbanization, agriculture of modernization and rural system changes, the agriculture cooperate economic provide the new power to broaden the agriculture management scale, which makes the big demand of money. Rural finance is a financial system supporting the development on agriculture, farmers and rural. Providing the the capital for farmers is the main function of rural cooperation finance to enhance the activity of farmers, the efficiency of produce, liberate the productive forces, boom the economy. According to No.1 central document in 2015,we need to actively explore effective ways to develop new rural cooperative finance, steadily carry out the pilot of the internal funds of farmers’ cooperatives and implement local government regulatory responsibilities.The world of rural cooperative finance started from the year of 1849 Friedrich Raiffeisen rural credit cooperative established in Germany. The Friedrich Raiffeisen rural credit cooperative is the world’s first rural cooperative financial institutions, their members are farmers, members are obligated for cooperative affairs, the loans took out from the cooperative must be used in the farm production. China’s cooperation idea originated at the end of the Qing Dynasty in the background of the intrusion of Western invade as the Western ideas came to influence. As the feudal system of small-scale peasant economy increasingly fell apart, Chinese propagators who had advanced ideas began to introduce the western theory of rural cooperation, expecting western rural cooperation financial theory could solve the problem of China’s rural economy. There were two kinds of development path of Chinese rural cooperative financial practice in the Republic of China, one is under the control of the Kuomintang, and the other is under the control of the Communist Party. After the liberation, China’s rural cooperative finance has been in the way of exploration.The first chapter introduces the background of the research, explains the significance of the study of rural cooperative finance from two perspectives: Theory and reality. The purpose of this paper is to review and evaluate the relevant literatures home and abroad, then put forward the basic research methods and research framework; The second chapter is about the formation, transmission and development of the western and Chinese cooperative economic ideas; In the third chapter, the development of rural cooperative finance is studied in detail, and the development of rural cooperative finance is summarized. The fourth chapter introduces the practice of Chinese Cooperative Finance; The last chapter analyzes the development of rural cooperative finance in China and gives advices to develop and promote our country’s rural cooperative finance.