Research On Problems And Countermeasures Of Credit Guarantee System Of Small And Medium - Sized Enterprises In Inner

In recent years, small and medium enterprises has made important contributions for China’s economic development. On the one hand, the rapid rise of small and medium enterprises increases employment, improves living standards, and residents’ income, on the other hand the development of small and medium enterprises has added vitality for the market economy and is conducive to the effective adjustment of social stability and economic structure. However, small and medium enterprises is limited due to its current development level as well as external constraints barriers existed, making it difficult to obtain adequate financing when small and medium enterprises exit the funding needs. The rise of small and medium enterprises’ financing difficulties fundamentally attribute to the low level of credit for small and medium enterprises. When some small and medium enterprises those have low levels of credit have financial needs, the small and medium enterprises credit guarantee system will need to play a good role in helping corporate finance. Therefore, establishing a sound credit guarantee system for small and medium enterprises is the most major aspect in solving the financial difficulties of small and medium enterprises.With the sustained and healthy development of Inner Mongolia Autonomous Region economy, small and medium enterprises in Inner Mongolia also continue to develop and become stronger. The development of small and medium enterprises in Inner Mongolia Autonomous Region has an important Impact on regional economic development. This paper uses theoretical analysis and the data comparison, start from the current situation of the development of small and medium-sized enterprises credit guarantee system in Inner Mongolia, analysis the existing problems in the development of small and medium-sized enterprises credit guarantee system, especially the problems of small and medium-sized enterprises credit guarantee institutions. At the same time, this paper focuses on the problems to find countermeasures, such as to strengthen the position and independence of credit guarantee institutions and improve the credit guarantee system for small and medium-sized enterprises and service levels of small and medium-sized enterprises credit guarantee institutions and close the relationships between banks and credit guarantee institutions and so on. The final purpose is to address the Inner Mongolia small and medium-sized enterprises credit guarantee system problems so that it will better play an active role in the protection of corporate finance and promoting enterprises development.