Life Insurance Funds Investment Risk And Investment Management

The rapid growth of the life insurance industry and its total asset makes an appropriate use of insurance funds core problem in an insurance company's development,and the difficultly here lies in an efficient measure and management of the investment risk and life insurance funds.In paticular,most of such kind of risk in China comes from the investment in securities,funds and stocks.This paper so means to show that the Var method always works in measuring investment risk and we manage investment risk with a dynamic risk management strategy.The rapid congregation of life insurance capital in China demands a significantly higher criterion for asset management for life insurance companies.In the process of investment fund of life insurance,we should divide into stages to operate according to the condition of our country.Eternally,the scale of investment market need to be increased and market efficiency need to be improvement;from the point of internal management,more efficient and effectine-liability matching system are required for life insurance companies,and more distinguishing inrestment target,mature investment conceptions.