Economic Globalization Of Macro-financial Risk Prevention

This paper firstly introduce the definition and symptom of macro financial risk ,then analyze the theory of macro financial risk .infer the origin of macro financial risk , the spreading mechanism of macro financial risk, and the economical fundamental factor worsening is the origin of the forming of macro financial risk .analyze that it is important to impetus the deposit to transfer investment and economy growth. Then through analyzing the relationship between the question of state-owned commercial bank and security market and macro financial risk .this paper draw the conclusion that the questions is negative to eliminate macro financial risk .and even is the key factor to impetus macro financial risk turn into financial crisis. At last, the method of solving the question is given.The method of solving the question just like "all people is impossible to be the owner of state-owned commercial bank , the percent of stock owned by state-owned commercial bank is by far bigger than that owned by strategic investor" is: choosing the labor-intensive enterprise as the customer of state-owned commercial bank, strengthen the management of loan, choosing appropriate way to dispose bad loans, improving the management structure of state-owned commercial bank through the "golden stock". The method of solving the question occurs in security market nowadays just like "it is difficult to transfer the right of management ,the systematic risk is high, financing ability of market is low" is: improving the level of management, cut down the necessity of transferring the right of controlling ,built up appropriate way of appraising the working ,and transfer the right of controlling , refuse company which can not earn the much profits to be the one of security market, strengthen the supervision of the government.On the end, built up the system of monitoring macro financial risk which is made up of indicator that is relative to system of finance. Indicator is : capitaladequacy ratio, bad loan ratio, rate of return on capital, turnover rate, price/earning ratio, percent of systematic risk , growth rate of stock index.