Comparative Study On The Risks Of Internet Banking Supervision At Home And Abroad

The rapid development of the modern network technology has changed the traditional information circulation way, which has produced the biggest financial innovation of the 20th century - -Network bank. Network bank regard network technology as means, restriction to break through space-time, break through traditional bank restriction of method of service, raise the efficiency while lowering costs, become the direction of banking's future development. As our country joins WTO, the competition between our country's banking and foreign capitals bank is fierce day by day, and fully utilize the network bank on the enormous development potentiality and development space of our country, develop the network banking in a more cost-effective manner, it is that China-invested Bank will expand the market in the future, sharp weapons competed with foreign capitals bank.The technological innovation makes the bank produce the new risk form too while bringing enormous benefit to the bank, supervise and challenge to the traditional banking , make our country supervise the authorities and face the important choice. The next, through the comparative study that state of development and risk of Chinese and foreign networks bank supervise, aim at finding out the risk supervision existing problem of network bank of our country, use the successful experience in the world for reference, combine the actual conditions of our country, find out the rational countermeasure that the risk of network bank of our country supervises, promote the sound development of the network bank of our country.