Study On The Protection Of The Investment Interests In Investment Life Insurance Of China

Investment life insurance is the traditional combination of life insurance and investment fund product, the product structure is different from traditional life insurance products, investment-oriented insurance accordingly, there are also different from the general insurance products, special legal relationship, grasp this particular Legal relationship is the investment interests of policyholders of investment life insurance for legal protection of the premise and foundation. This type of insurance from an investment property of the legal proceeding, proof of legal property investment insurance has a compound, and its nature is a complex financial products. Meanwhile, the analysis of investment risk investment insurance, investment insurance policyholders of the need to protect the interests of investors. On this basis, the core of investment interests and form of protection, that protection of the investment account. For investment-type insurance policy holders of the investment interests, the author advocates the right to protection from the micro and macro aspects of the insurance regulatory path and means of legal protection. Micro-investment interests in the insured the right to protection of existing rights and obligations of the legal protection system, the establishment of new, to meet the investment needs of the interests of protecting the rights and duties system; and investment protection of investment interests of insurance policyholders macro-regulation Its focus and core of the insurer investment life insurance information disclosure interference by public authority, that is, information disclosure system.