Ecological Damage Compensation Liability Insurance System Research

The ecological damage is the production of people, without following ecological rules in practice, development and use of environmental resources, environmental capacity beyond the forces resulting set depends on the human environment over any part or any part of the overall composition of the interaction Serious adverse changes in function. At present, China as environmental damage and resources consumption and environmental pollution accidents into the high incidence of the urgent need for the establishment of ecological damage compensation liability insurance.Ecological damage compensation liability insurance is a kind of liability insurance,who is the formation of new types of development. Ecological damage compensation liability insurance is a liability for environmental damage of the way society, can make up the traditional system of civil damages is difficult to make timely and effective compensation for victims of the defect, is in theory and practice by all countries in both the civil and environmental law concerned about the liability insurance business. Currently, the Western countries to carry out the ecological compensation insurance company insurance business mainly includes two types:one for general business liability insurance for environmental damage; second is a professional environmental consulting, design, engineering, and service the company's environmental insurance.In this paper, marine ecological compensation system of legal texts and research and ecological compensation information, learning from foreign developed countries, compensation for ecological damage liability insurance system on the basis of practical experience, analysis of the environment, insurance status, in order to build suitable for China's ecological damage compensation liability insurance system, the ecological compensation system for the implementation of liability insurance has a very important theoretical and practical significance.This article is divided into five chapters, the first chapter is devoted to ecological damage, ecological compensation and the concept of compensation for ecological damage, to define the concept of using the ecological damage. Defined in Chapter II of the ecological concept of damage liability insurance system, and analyze the current situation in China. ChapterⅢaccording to the characteristics of ecological damage, ecological damage compensation liability insurance of the feasibility of implementation. The fourth chapter in the study of foreign environmental liability insurance system based on the theory and practice of national ecological damage liability insurance system for the analysis and evaluation of the characteristics obtained on the construction of ecological damage liability insurance system can learn from. Chapter ecological damage compensation liability insurance from the insurance mode selection, insurance coverage, insurance, insurance, insurance content, define the scope and responsibilities of the loss Peifu limits in the key points of intervention to build our country's ecological damage compensation liability insurance for the implementation of the model.