Research On Efficiency Of City Commercial Banks In Liaoning

City commercial banks are now widely distributed in major cities. That is an important part of China's financial system. The functional localization of the city banks serving to local urban financial in the past has changed gently. Many of the better operating city commercial banks have started a new restructuring of the introduction of strategic investors, improving the corporate governance structure and operating the implementation of cross-business. Although the city commercial banks have made quite a tremendous achievement, rapid development has also produced a lot of problems. Some city commercial banks managed inefficient, had inadequate capital and bad asset quality. Its non-performing assets ratio is too high and its profit is not strong with higher risk.Since the efficiency of city commercial banks is directly related to the stability of financial system development in Liaoning, therefore, the research on bank efficiency of city commercial banks is particularly important. This paper explains the historical background, characteristics, operating status and shortcomings as the basic of city commercial banks and relating bank theories. It uses new cost-effective as the method to do empirical analysis to management efficiency of every city commercial banks in Liaoning. By putting forward the major challenges and opportunities facing to the city commercial banks in Liaoning, the paper give some countermeasures and suggestions to improve the efficiency of city commercial banks in Liaoning.