China's Banking Market Structure And Behavior Analysis

Economic development in each country, made the global each region economic ties deepened ceaselessly, it is with unprecedented breadth and depth of the impact on the world economy. As the core of the economic development, the financial sector is becoming more and more important and stronger. The pillar of the banking industry as a nation in financial resources effectively configuration and macroeconomic orderly development aspects to have the or is developing an important role.China's financial banking is nonstop development. China's financial system reform is accompanied by the reform and opening-up synchronism. With the financial reform increasing, the china banking has achieved remarkable success.The financial reform and so on various aspects has carried on the effective exploration and the innovation to our country money market theory and the practice. But, as our country's national characteristics and commercial banking industry in the national economy stability, the importance of financial banking reform development lags by the requirement of economic development, which exist such as the degree of marketization relatively low, monopoly operating situation significantly, and economic efficiency is not high, management way behind, management level difference, the regulatory measures do not reach the designated position, etc. For the problems in China's banking industry, although have much discussion, but at present our country's financial banking industrial structure using the theory of industrial organization and institutional economics analysis and research is still relatively lack. For these reasons, I want to analysis and research the China banking market structure from theory and practice demonstrates.This paper of China's banking analysis was based on the theory of industrial organization of related principles, from market conduct, market performance, institutional policy aspects of China's banking empirical analysis and concluded that Chinese banking market structure still is monopoly assertion. Finally, To analysis the system of China banking, finance and supervision,and give the policy Suggestions.