Study Of Anti-Money Laundering Supervision Mechanism And Consummates In China

As China's expanding and opening up and the development of financial markets, money laundering serious impact on our economy, financial stability and healthy development and social harmony. Banking financial institutions bear the functions of store of social capital to finance and transfer, supporting the rapid development of social economy. The wealth of financial products, global network and convenient fund transfer and the transfer means makes a criminal money-laundering bank the main channel, so to establish and improve an effective anti-money laundering regulatory mechanism to prevent and combat money laundering is an important foundation and protection. Late start of anti-money laundering, although the anti-money laundering law has been basically established, the basic regulatory framework of organization, initially established anti-money laundering regulatory system, but our anti-money laundering supervision practice, anti-money laundering regulatory regime is also immature, still in the stage to learn from developed countries, need further improvement.Today there are many anti-money laundering regulatory system of banking research, but the perspective of the People's Bank to improve the performance for the purpose of monitoring micro-regulatory mechanisms are not many. This paper studies the development of anti-money laundering money laundering and the history and present situation, a comprehensive overview of the construction of China's anti-money laundering regulatory regime, and analyzes China's banking industry faces the risk of money laundering and anti-money laundering obligations due. A province in China's Banking Industry, the Provincial People's Bank of anti-money laundering investigation A status and banking regulatory agencies to fulfill their obligations under anti-money laundering, the banking industry in A province with smuggling and money laundering case, Yang XX money-laundering case and the camphor tree branch of China Construction Bank illegal to open an account in three typical cases, analyzes the anti-money laundering supervision of the banking problems and causes.Research and analysis developed by the American, United Kingdom, Germany, Australia, Switzerland, anti-money laundering supervisory experience, combined with China's national conditions, to establish anti-money laundering system from the evaluation mechanism, an effective mechanism for off-site supervision, site checking mechanism of science, just anti-money laundering supervision and punishment mechanism for open, coordinated anti-money laundering mechanisms, relevant mechanisms of information acquisition, research and information feedback mechanisms, anti-money laundering personnel training system to improve the quality of reporting of suspicious transactions, self-guided anti-money laundering training and other aspects of culture, improve anti-money laundering regulatory mechanism of the banking sector specific measures.