The Discussion Of The Found Of Commercial Banks' Financial System Of Evaluation

With the opening up of our market and commercial bank restructuring, commercial banks are facing increasingly keen external competition, and face the pressure of improving an internal system. Because of long history of mechanism, most of the commercial banks have the weak idea of financial analysis and evaluation seemed to take serious. They don't make use of the result of analysis. It is difficult to adapt to rapid development of market economy. Therefore, the evaluation of the finance problem, to establish commercial banks effective financial analysis and evaluation system for financial and to improve the level of financial analysis,to promote the development of economic and social benefit is very necessary.From the analysis of commercial banks and financial analysis evaluation model and based on the modern evaluation of the finance theory and using the ways to commercial banks of the financial analysis,we analyze the evaluation of the problems.We think that the goals of financial analysis of the commercial banks is optimized nesting efficiency and commercial bank taking profit maximization, the commercial banks should establish the evaluation of the financial analysis which is based on the sustainable development of the financial system of evaluation.This article take ICBC for example to conduct research and evaluation of the finance problem, and will be based on the sustainable development of the financial system of evaluation, and some specific more applicable to commercial banks to finance some of the indicators to evaluate the commercial banks of the financial analysis of the evaluation work, thus Introductory establish the financial analysis of the implementation of the scheme. i hope that through this study we can enhance commercial banks of the evaluation of the financial analysis and financial analysis of ideas, methods and patterns according to commercial banks characteristics. Because of the commercial banks' financial data privacy and getting commercial banks' relevant data very difficult, so we only analyze the example of ICBC and in many respects use the modern enterprise of financial management ideas and methods to analyze the financial management of commercial banks. For financial management of commercial banks, there is much work remaining for further study.