China Agricultural Development Bank Loan Pricing Studies

Central government has guided and led the socialist New Village construction of china by the first official document for many years, which implies it the corresponding strategic importance. As the main financial support of the New Village construction, establishing scientific and rational loan pricing mechanism in Agricultural Development Bank of China will improve its competition advantages in market, its role in supporting the agriculture and its marketing performance.On the base of the current loan pricing mechanism of Agricultural Development Bank of China and comparing with Agricultural Bank of China and the Rural Credit Cooperative and Federal Agricultural Credit Bank of USA, the author pointed out the problem of the loan pricing mechanism of Agricultural Development Bank of China, and profoundly analyzed its reason and results. Then, the author tries to establish some particular loan pricing model to benefit the building of Agricultural Development Bank of China loan pricing mechanism, make some recommendations which can optimize the internal and external environment to promote Agricultural Development Bank of China loan pricing work gradually onto the track of healthy development.