Study On Mid-East Interactive Development And Economic Cooperation In Mid-China's Rising

Our country's bankcard industry is increasingly playing a important role in residents'social life because of over 20 years'development. Accordingly, through 2011 year, domestic transaction recorded new high point. To be specific, the amount of bank transaction is amount to 11.2 trillion yuan an increase of more than 46% against last year. Also, in year 2011, union pay accelerate its steps in expansion to mid-sized and smaller cities. The amount of Bank card network users,POS and ATM is executively growing 40 percent,38percent and 31 percent. Among them, union pay's convenience service reach more than 200 cities'64 thousand branches. In the year of 2011, there are 21 overseas countries and regions accepting union pay's service and 104 countries and regions agreed with the union pay's payment net. At present, there have been65 organizations in 17 overseas countries and regions issued union pay'bank card. The number of it has been surpassed 10 million. The business acceptance environment has become better and better. This situation directly accelerates the use of union pay's bank card. Certainly, year-on-year rate of increase trade has reached 75 percent. However, along with the rapidly development and popularity of bankcard, receiving order business has been fully developed. At the same time, during the whole process, many risks have been exposed. For instance, cashiers forget to check up the signature of the cardholders which can lead to embezzlement; acquiescing in questionable transactions; lawbreakers colluding with cardholders to cash out card money and so on. These above are in need of dealt.This text have been divided into 6 chapters. It mainly starts at the discussion of receiving orders'risks. With connecting the concrete examples—online pay network services Co,ltd, I just take a glance on Jiangxi branch's level of management. At the same time, probing into the problem of risk management strategy of receiving orders of bankcard. Of course, I will combine some examples into these theories. All the examples are surely surrounded with online pay network services Co,ltd, Jiangxi branch (hereinafter referred to Jiangxi branch)'practice. Though this exploration, we can maximize avoid risk of receiving orders. And it also could be the practical basis of theoretical management. This dissertation comes to a main conclusion. Firstly, the reason why Jiangxi branch has risk of receiving orders is that a risk prevention mechanism has not been perfected. In addition, our company is lack of staff training. The leaders'decision can't be carried out in time. Some colleagues haven't realized this adventure still or their own acknowledgment is not sufficient. Secondly, in the wake of the development of society and the growth of bankcard trade, the unknown problems and challenges are growing with each passing day. In view to this condition, we should consult foreign companies'experience, grounding each link with related detailed strategies. That's also the mainstream and the one and only of the international peer companies'approaches of controlling risks. With more than 20 years'development, Our countries'receiving order business has already passed the primary stage. Blind pursuing trade volume and installed sets have become the past, which means that they aren't the only one element for market's stable development. The mainstream of the future for a long time is promoting progress excellently and steadily in the premise of the controlling risks. This can provide a low risk,efficient and stable electronic payment environment. The last one but not the least one is that as a newcomers of receiving order business, our company has not historical burden, so that we can put risk prevention in the first hand without consideration. Identifying risk and quickly solving them, providing our own experience and do our bit for new China.At the end of the article, I elaborate my opinions from several facet including staff,techniques,systems and law. There are four highlight of this dissertation as following: completing training and management system; enhancing supervision of trade; building up technique of monitoring transaction and sounding financial legal system. I hope I can discuss my own company's risk control from multi-angle and multi-azimuth finally in a comprehensive way.