Research On Financial Risk Management System Of Qingdao Bank

At present, the competition in banking industry is increasing. Financial risk management becomes more and more important. It exits during the whole course of banking operation and effects directly on the Assets, Liabilities and profits. For each commercial bank, especially for Qingdao Bank, it is every important to control financial risk efficiently, in order to enlarge banks'profits and decrease all sorts of negative factors.Fist of all, the definitions and characters of financial risk are introduced. And then, the present situations about financial risk and banking operation of Qingdao Bank are presented. At this basis, the analysis of problems in Qingdao Bank's financial risk management system is made. The main type of Qingdao Bank's financial risk, that is capital management risk, assets management risk, liquidity management risk and price risk are researched one by one. At the end, according to the studying of excellent commercial banks internal and external, the rule and detailed actions and methods are given about restructured the financial risk management system of Qingdao Bank.The research has true value both in theory and practice. To Qingdao Bank itself, during the fast development of banking business, the research can help the bank to make a more clear idea about its financial risk. The research can also help the bank to command the method to control and manage the financial risk, in order to decrease the probable loss by financial risk.