The Research On Pension Fund Investment And Supervision Of China

Pension insurance system is the national social security system of the most important part of the aging population in response to the arrival of the peak pressure generated on the pension payments, and pension fund management operations specifications, all countries had different levels of old-age insurance system reform.China has clearly put forward to establish a"unified account combination, part accumulation"pension insurance model,Until now,our country has established a three-dimensional insurance system which included the basic national pension,enterprises annuity and individual saving pension,and it makes the accumulation of pension insurance fund much larger year by year, how to keep and increase its value becomes an urgent issue. China's capital market is underdeveloped, investment of pension funds is relatively narrow channels, the increasing number of enjoy pension benefits of the insured, as well as inflation caused by rising prices in recent years, constitute the factors of the impact of pension fund keep maintenance and appreaciation. Therefore, in conjunction with our national conditions, to identify the problems exist in pension fund management operations and resolve.In the guarantee of the safety of fund, expand the channel of pension fund investment moderatly,select diversified portfolios, make a scientific strategy of let pension fund enter capital market to achieve increasing the value of pension funds. At the same time, the supervision of pension fund management operations can not be ignored ,combined with overseas experience ,improve and complete our regulatory system of social insurance fund is extremely important for deepening the reform of China's pension system, keep Pension Fund's normal operations, realization of increase the pension fund's value and promote the healthy development of economy and maintaining social stability in China.In this paper,according to China's current pension fund operations and regulatory problems,combined with excellent foreign investment and regulatory experience, make suitable advice for the investment of pension fund and regulatory measures in China.