To Our Country Commercial Bank Liquidity Risk Management Is Discussed

Liquidity management in commercial bank management occupies a pivotal position, especially to the traditional business dominant Chinese commercial Banks, liquidity management in commercial bank profitability and safety of the realization of the role of play a cannot ignore. At present, our country commercial bank management faces a prominent problems, namely, liquidity management is insufficient, this causes the commercial bank assets, the low efficiency of excess liquidity and created the phenomenon. Can effectively solve this problem, is related to the overall financial business bank of our country can remain competitive after opening the key and independence. Therefore, the thesis commercial bank liquidity management were discussed, and puts forward relevant policy Suggestions. Financial innovation constantly advancing and financial derivatives of rapid development, require commercial Banks to financial liberalization in the tide of innovation and strengthen liquidity management. At present, the development of commercial Banks in China in a more sensitive period. This paper is constantly in our country commercial bank, the bank liquidity surplus listed on the background of commercial Banks down analysis, liquidity management its purpose and meaning are very obvious. In short, China's commercial bank liquidity management for the development of commercial bank has very important practical significance.