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China's Financial Consumer Law Protection Research

Posted on:2013-12-22Degree:MasterType:Thesis
Country:ChinaCandidate:J FanFull Text:PDF
GTID:2246330362464979Subject:Law
Abstract/Summary:PDF Full Text Request
After the financial crisis, the financial regulatory reforms in the developed countriesare focusing on the universal financial consumer protection. With the financialconsumer problem being increasingly prominent, it is more urgent for us to build thefinancial system of consumer protection. Financial consumers belong to what kind ofgroup, why they need to be protected, and how to protect them well, such issues need tobe carefully studied.There are total four chapters in this paper. Chapter one is the theory of the financialconsumer. Firstly, I put forward the concept of the financial consumer through the statusevolution of bank customers, policyholders, investors. Secondly, I introduce the reasonsfor the tilt of the financial consumer protection. There are information asymmetry, largeuse of a form contract and the monopoly of the operation of financial institutions.Chapter two describes the rights of financial consumers, and focus on the right toinformation and the right to confidentiality and their protection systems. Chapter threeintroduces foreign financial consumer protection measures. The final chapter combinedwith our current situation, and proposes improvement related initiatives of the financialconsumer protection.
Keywords/Search Tags:financial consumers, rights of financial consumers, legal protection
PDF Full Text Request
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