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The Research On Law System Of Our Small Loan Company

Posted on:2013-11-09Degree:MasterType:Thesis
Country:ChinaCandidate:F LiuFull Text:PDF
GTID:2246330371491592Subject:Civil and Commercial Law
Abstract/Summary:PDF Full Text Request
Micro-credit system is a financial system in China for the development of rural areas and economic innovation. Small loan company, can be described as a carrier of such a system. As the new rural financial organizations, small loan company shoulder the dual mission of poverty alleviation and provision of financial services. Because all aspects of the immaturity of the beginning of the pilot, small loan company is currently facing many problems, such as the unclear legal status, lack of funding sources and regulatory mechanism is not perfect. Has seriously affected the sustainable development of small loan company. In this paper, a profound analysis of the existing legal provisions, and summed up the law to the lessons from the successful model of the foreign, the recommendations of the perfect small loan company in China’s legal system.The full text is divided into four parts.The first part of the basic theory of the small loan company. Basic introduction to the first micro-credit. More comprehensive introduction to microfinance from the four aspects of the basic concepts and characteristics of the origin and development of microfinance, microcredit, the implementation of the microfinance institutions and microfinance development trends in order for the later theme-played small loan company pave the way; Second, combing the origin and course of development of small loan company, so that readers have a perceptual knowledge of China’s small loan company, their development context have a basic understanding; again, the definition and characteristics of small loan company to make qualified and description; about the value or significance of the small loan companies.The second part is the status quo of China’s legislation on the small loan company and small loan company present analysis, the traditional link of the problem. Is second only to the focus of the fourth part of the chapter. First introduced and a brief comment on the existing laws and regulations and policy documents for small loan company; of these laws and regulations of a profound analysis of talk about legislation, and the dug out from the depth of the system of small loan company the root cause of many problems.The third part is a successful model to introduce micro-credit institutions abroad, and tally up the common law, in order to make foreign things serve China’s establishment and improvement of micro-credit system to provide valuable experience.The fourth part is the specific recommendations to improve the legal system of small loan company in China. This part is also the focus of this article and difficult lies. This section from five different angles, suggestions for improvement.:First, the enactment of the Microfinance Act, and improve the supporting regulations and policies; the second to build a sound legal and regulatory system; third, improve the internal governance structure; Fourth, strengthen government support; Fifth, the clear direction of development, to encourage a timely transition. Five legislators, government and small loan company, have raised the requirements and recommendations, and efforts of all parties, in order to jointly promote the healthy development of small loan company, and growing, thus boosting the rural social economic development.
Keywords/Search Tags:Micro-credit, Small Loan Company, Problems Analysis, LegislativeProposal
PDF Full Text Request
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