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The Research Of China’s Rural Social Endowment Insurance Legal System

Posted on:2013-05-05Degree:MasterType:Thesis
Country:ChinaCandidate:S ZhangFull Text:PDF
GTID:2246330371999604Subject:Economic Law
Abstract/Summary:PDF Full Text Request
China is a populous country with a total population of1.339billion, of which674.15million people living in rural areas, accounting for50.32%. China is also a large agricultural country."Three agriculture" problems directly influence China’s economic sustainability, rapid and healthy development and social stability and harmony; particularly the peasants’problem is a key factor. China’s population has begun to enter the aging and the aging process is showing a gradually accelerating trend, which is a trend occurring in china’s rural areas. With the family size lessening and the change of people’s ideological concepts, the traditional family support function is gradually weakening. As the prices rising, the improvement of living standards, land-dependent population is declining. Moreover, land Requisition compensation system is imperfect. The land compensation and relocation is not reasonably used in land Requisition process. Therefore, the traditional family and the land can no longer meet the pension needs of the majority of peasants. Since the1990s, the old peasant insurance is mainly paid by individuals. Because of the lack of state financial support, the level of protection is very low, with poor management of the Fund, leading it difficult to maintain and increase value of pension funds and so on. As a result, the majority of peasants’insured enthusiasm is very low; the surrender situations continue to occur. With the continuous improvement of China’s industrialization level, the sustained and rapid economic development, the continuous enhancement of overall national strength, China’s GNP in2011has reached47.1564trillion Yuan or about$7.497trillion, surpassing Japan, ranked second in the world. This provides a solid economic foundation for the establishment of new rural social old-age insurance system in china. The necessity and feasibility of establishing a suitable China’s new rural social pension insurance has matured. Establishing and improving the new rural social endowment insurance system is helpful to narrow the gap between urban and rural areas, to eliminate farmers’ concerns, and to resolve the problems and contradictions in society, to achieve social equity. New rural social pension insurance system is the need of constructing the harmonious society, deepening the reform of rural economics system, stimulating domestic demand growth, constructing a new countryside. CPC Central Committee and State Council attaching great importance to the "Three agriculture" is a political condition to perfect a new type of rural social endowment insurance system.Firstly, this thesis reviews the development process of the rural pension insurance system in our country; secondly, it analyzes the traditional rural pension insurance system in China from the point of rural family towards miniaturization, the change of traditional concept of rural family’s pension, the land supply reduction in the population, the imperfect land requisition compensation system. The third part of the article elaborates that our country has had the necessity and feasibility condition to construct the new agricultural insurance system. The article also gives the analysis of the new agricultural insurance necessary condition from the following five aspects: the land and the family retirement function attenuating; the ageing of the population being increasingly serious; constructing harmonious society; stimulating domestic demand growth; new rural construction needing to build new agricultural insurance. The rapid development of China’s industry and a powerful economic strength have provided a solid economic foundation for the establishment of new agricultural insurance; The Party Central Committee, the State Council height taking seriously "3agriculture" is a new political condition to build the new agricultural insurance; The time for establishment of the new agricultural insurance is ripe--The author analyzes the feasibility conditions of the establishment of the new agricultural insurance from the above three aspects. The fourth part of the article from the insurance coverage, financing mode and a system mode, the pension treatment, fund management, new agricultural insurance and the transfer problem of basic old-age insurance for urban workers, the difficulties in new agricultural insurance system,---in all six respects, introduces the main content of new agricultural insurance. The last part of the article puts forward to the legal counter measures of establishing the new system of rural society endowment insurance. We must solve the establishment of new agricultural insurance theory problem first if we want to establish perfect system of new rural social pension insurance. The author suggests that we should reconstruct theories of rural social endowment insurance system from the following three aspects:changing the right concept and bringing in the idea of social equity, reconstruction of China’s Government in the rural social endowment insurance system of liability, establishing diversifying rural social pension insurance system. At the same time, the author gives related measures of establishing rural social endowment insurance system from the following six aspects:the improvement of rural social endowment insurance legislation, to strengthen the family endowment functions, to establish an efficient and safe rural social pension insurance fund management and operation mode, to improve the rural land expropriation compensation system, to improve the transfer among the new agricultural insurance, the basic old-age insurance for urban workers and pension insurance for urban residents, to play the role of community nursing. Through the above analysis, the author hopes to provide reference for establishing a perfect new rural social pension insurance system.
Keywords/Search Tags:The Social insurance law, Social pension insurance, new ruralsocial endowment insurance
PDF Full Text Request
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