Study On The Truthfully Informing Obligation

The article discussed truthfully inform obligation in the four parts,and the development of in our country. The use of legal theory analysis and comparison analysis method, from the principle of utmost good faith in the connotation of the obligations of making representations, theoretical basis and the comparison with other system, combinied with the obligations of making true representations produce development history, basic contents, in view of China’s insurance field tell obligation according to the facts on the current status of perfect our country’s insurance truthfully inform obligation to put forward some Suggestions.The first part is truthfully inform obligation system overview. This part is the foundation of this article,which expounds the obligations of making true representations historical and evolution process and the obligations of making representations of the existing legal basis. Truthfully inform obligation originated in the United Kingdom, thus this article from the development of the Europe and America legal system research into the history. At the same time, to the obligations of making representations of the legal principles in insurance law Angle, and try finding the obligation of the existing legal supporting.The second part is truthfully inform obligation system present situation. This part of the mainly from the parties to an insurance contract interest, comparing the obligations of the parties. It emphasized the obligor, truthfully inform truthfully inform obligation ranging and the contents of the standard measure inquiry.The third part which introudced the constitute elements and legal consequences detailed of inform obligation. Through the breach of the obligation of the requirements analysis, disobeyed inform obligation to the legal requirement and the important reason constitutes a violation of obligation, except during the inquiry and spending.The fourth part which is how to make the true representations of obligations Through to the obligations of making true representations in our country in the insurance law exists and application condition of learning, and find their deficiencies, according to my personal view and try to take forward personal legal advices.