Research On The Legal System Of National Student Loan

Education determines the development of the country, under the background ofhigher education in the world within the universalization of higher education fromelite to popularity. The attendant is education funding increases, tuition hike. Theformal introduction of the national student loan system in China since1999, achievedsome success, while also facing a lot of problems. Solve these problems directlyrelated to this system to continue smoothly, the cause of higher education in China isbooming.This paper uses three kinds of research methods: first, empirical analysis, Idesign questionnaire, visited The Student Office, telephone consultation Bank offices,the use of charts and game analysis and interpretation of the existing phenomenon, thedesign of the questionnaire covers about a student from the behavior of theapplication for the loan to loan the use of a wide range of issues, I visited the studentsat Shenyang Normal University for student loans in the status of implementation ofschool, telephone consultation and field visits to the National Student Loan Officeinstitutions and banks to understand the dynamics of the system in the implementationof all aspects of the National Development Bank, China Construction Bank. Thesecond, comparative analysis, comparative analysis of various student loan systemsfor developing and developed countries, is drawing on its experience proposedrecommendations to build on our student loan system. Third, documentary research, Iwas informed by the network as well as libraries and other channels and a largenumber of the related monograph journals and literature.The text is divided into four chapters. The first chapter describes the concept thenature of our student loans; it should be characterized as a policy loan. Support thetheory of this system is divided into the theory of legal theory and other disciplines.Legal theory the principle of unity of the principle of fairness and the rights andresponsibilities. In addition, other disciplines theory, human capital theory and higher education cost-sharing. The second chapter attempts to analyze the existing studentloan system, to build the institutional existence of the problem, the problem exists inthe system to run as well as the parties in the performance of the contract theproblems. The third chapter analyzes the root causes of the problems generating asecond chapter, respectively, from a legal policy perspective, the angle between themain responsibilities for the behavior of the subject, the subject are described. ChapterThrough analysis of developing countries, Thailand, Latvia, the Bangladesh nationalstudent loan system and developed countries, the United States, Britain and Japanstudent loan system in the design of the system, features, compared to the nationalinstitutional advantages and disadvantages, choose advantages suited to China’sspecific national conditions used in our student loan system, innovative systemsuitable for China.