An Analysis On Adjusting The Legal Norms From The Perspective Of Changes Of Legal Value Of Folk Loan

Wu ying’s case is triggered to last five years and to cause a bigdiscussion on legalize private lending among social strata. Our currentlaws do not specifically regulate the private lending，which is only foundin some departments of law，as a result, the similar cases have differentresults in different places. The main is to distinguish the private lendingfrom the crime of illegal absorb public deposits and crime of fraudulentfund raising. From legal value dimensions hackled the state of the folklending specification of the other market economy countries or regions,and analysed our country existiing folk lending laws in the legal value.And concluded that the healthy development way in future of our countryfolk lending is the transformation of legislation value concept. Under thepremise，By setting the lenders ordinance，Establishing scientific andreasonable financial regulatory system，is to guide and standardize theorderly development of folk capital， And to improve and develop thefunction of the financial system in China’s socialist market economy.