Research On Insurable Interest In Marine Cargo Transportation Insurance

As international trade and economic rise gradually, Marine cargo transportationinsurance also rapid development, the insurance interest is undoubtedly become oneof the most important factors in Marine insurance. Principle of insurable interest inMarine insurance play increasingly important role, and our country at present thestudy of insurance interest is only stay in the sea of developed countries on thereference to the relevant laws, has not really form a unified theoretical system.Insurance interests play a decisive role on the effectiveness of the insurance contract,if there is no insurance interest or beyond the scope of insurance interest, the contractis invalid, only within the scope of reasonable expectations of insurable interest canbe effective. Along with our country international trade development of the economyand the continuous improvement of the legal system in our country, the question ofinsurable interest in, the process of the theory and practice in our country is a disputeand misunderstanding. Therefore, we need to study and improve the insuranceinterests of the related problems, to form a coordinated development of practice andtheory.In the backdrop of the international trade and economic, to rely on our country"maritime law" and the new revised "insurance law" the provisions of the relevantlegal provisions, on the basis of controversial lines of insurance interest is carried onthe detailed elaboration and explanation. The first chapter of this paper is firstexplained the basic problem of insurance interest, so as to research problems lay theforeshadowing of insurable interest of Marine insurance; The second chapter is theinsurable interest of Marine cargo transportation insurance on the ownership of theproblem discussed in this paper, mainly expounds the policy transfer interests underthe newspaper and in estimating the influence of trade under the terms of theinsurance benefits on the ownership of the problem; The third chapter is mainly inview of the problems in practice, finally mainly illustrate the transfer of insurable interest in the process of practice effect on the holder of the problem; The last chapteris based on the research of the theory and practice, and then expounded our country"maritime law" and "insurance law" on the insurance interests of the related problemsof insufficient and defect, put forward his own Suggestions and comments.