Designing And Actualization Of Wealth Management Service System

Along with the rapid development of economy, have high net worth more andmore of the wealth of the crowd, wealth management has become an importantdirection the economic transformation of the bank. And, as the bank service a buyer’smarket, the formation of the various investment diversification of productdevelopment, the new bank and the impact of foreign Banks, Banks face moreopportunities and challenges. Commercial Banks must be in focus on the needs ofcustomers, to wealth management as the means of modern marketing idea guidanceparticipate in market competition, and can in the increasingly fierce marketcompetition to win customers, to gain the competitive advantage.Wealth management is a comprehensive banking services, reflects thepeople-oriented, take the market as the guidance, take the customer as the center,personalized (differential) and professional core concept. Wealth management servicesystem design and optimization, in adapt to economic development, meet customerfinancial needs, and on the basis of can greatly enhance the competitiveness of thecommercial Banks, so as to promote the banking and even the entire the developmentof the financial industry.According to the data model, reuse existing OCRM customer information formand the employment table, establish the customer information table so that signed thestatistics page real-time inquires makes the system inquires the relatively simple way,reduce the query returns, time-consuming, and improve efficiency. This topic researchthe main goal of wealth management service system optimization development,involving single investment in the ascension of the planning, and realize thecombination investment advice function realization portfolio management andinvestment combination monitoring; The maintenance of product optimizationwarehouse, in order to reach to realize the wealth management, improve thecompetitiveness of bank purpose.