Bank Loan Management Information System Analysis And Design

With China’s accession tothe WTO, some bigmulti-nationalfinancial organizations enter into China continually, which brings vastimpact and challenge to domestic banking industry, and finally it leads to increasingly fierce competition among banking industry.Loan operation ofbank is the corebusiness, and it isone of the important waysfor bank’ pursuit ofdevelopment, its importanceis self-evident. Being confronted with the daily changingmarket circustances of fierce competition, meanwhile, itputs forward higherrequirements for loan business which handlles client materials and data accurately and rapidly.The essay,firstly, disscuses researchingbackground and suggestions about the information management system ofloan in bank and the current situation of bank loan both in China andabroad; Secondly,it introduces relevant technology aboutthe development and design of thissystem;Then it describes the main businessprocesses of loan management system in bank and launches theanalysisof system usecases and the mainbusinessactivities by using theobject-orientedmethod; Finally, the actual conditions introducesoftwarearchitecture and hardware architecture of system, and it analyses and designs function modules of system according to the demands of system, at the same time, it adoptssystemsequencediagram and classdiagram in order to further analyse the system, based on the demands and designs of system,it elaborates the process ofsystem databasedesign.System mainlyincludes the following fivefunctionalmodules:customer informationmanagement, investigation andmanagement of pre-creditloans,the management ofriskassessment of asset, the management of loan declarement, the management of credit contracts. By controlling themajor businessprocesses and data andacquiring and managing relevant information of loan, all of which provide powerfulmethod forscientificdecision-making ofbankmanagement. The system is based on Br/S mode and adopt advanced JPS technology,and SQL Server takes the system thebackstage database.By using information management system ofloan in this bank, we can improveefficiency of loan work in bank and save a large amount ofmanpower and financial resources and material resources for bank.