Based On The Main Component LOGISTIC Model Of The Supply Chain Financial Credit Risk Management

Along with market competition intensifying and industrial economicdevelopment, modern competition between enterprises is in essence a competitionbetween the supply chains. In "produce-supply-sell" supply chain of enterprise fordifferent nodes reduce the financing costs, increase sales, improve the marketcompetitive power, supply chain of financial demand is also more and more urgent,our country commercial bank meet situation actively promote supply chain financialservices, and promote the rapid development of the supply chain finance. Butcommercial Banks in the supply chain finance business there exists blindness, onlypay attention to the supply chain to financial can bring the profits and prospects, anddid not notice the supply chain also may have financial risk, the main risk is a creditrisk. And, as the supply chain of the financial widely, credit risk is beginning toemerge, and some Banks also so huge losses for, such events cause the attention ofexperts and scholars. Therefore, it is necessary to supply chain financial credit riskprevention measure and the systematic study, so as to reduce the occurrence of creditrisk, reduce loss, can make the innovation of supply chain finance business indomestic smooth development.These articles mainly from the supply chain financial credit risk measure,preventive supply chain financial credit risk of beneficial Suggestions. First of all,this paper expounds the financial credit risk with sudden supply chain, risk spreadspeed, and harm affects deep features. Second of analysis on financial credit risk ofsupply chain four factors at home and abroad-macroeconomic environment, supplychain itself to own risk, the core enterprise credit level, small and medium-sizedenterprises their business risk. And then, and emphatically introduced the presentsituation of the financial credit supply chain risk, mainly from the overall situationand three models under the credit risk points. Again, according to the financial creditsupply chain risk evaluation system is established, using the principal componentlogistic model to measure, find the main index measure credit risk-operation, and cashflow, growth, debt service four index. Finally, with China’s supply chain financialcredit risk and the present situation of foreign supply chain risk prevention offinancial credit experience of our country, the financial credit risk management ofsupply chain commercial Banks and macroscopic level corresponding preventivemeasures. Among them, the commercial bank credit system from establishing a double major credit bound technology to choose and core enterprise, establish smalland medium-sized enterprise access system, choose the national key of the supplychain, building supply chain finance divisions of organization structure, pay attentionto the choice of logistics enterprise and don’t regularly check countermeasures putforward five aspects; The macro side is mainly from the government the establishmentof a public service platform, supply chain financial regulators to combine the actualset of the assets of the supply chain and financing business risk weight and the socialcredit system set up three aspects, for the government in preventing financial creditrisk of supply chain with policy advice.