The Empirical Research On The Relation Between The Ownership And Efficiency Of Chinese Commercial Banks

Since the2004reform of the shares of commercial banks, theownership structure of commercial banks in China has undergonetremendous changes, from state-owned shares "due to the dominancetoward the joint-stock road, with the wave of financial globalization,China’s banking industry is towardthe direction of internationaldevelopment, the emergence of a new form of equity in the ownershipstructure of commercial banks-foreign investors to hold shares, changesin the shareholding structure must be the opposite of commercial banks’internal governance structure, management and other changes, andthenlead to changes in the efficiency of commercial banks. Era of the newfinancial environment, the study of the efficiency of commercial bankshas become a hot topic for the field of economic research. Many scholarshave adopted different methods to analyze the factors affecting theefficiency of commercial banks. However, this study selected theshareholding structure of the empirical analysis of this perspective on theeconomic efficiency of commercial banks.This paper is to study ownership structure affect the efficiency of Chinesecommercial banks, most begin to analyze the meaning of the ownership structure and efficiency, the theory And ownership structure in China in2004after the joint-stock reform of showing the development of thestatus quo. To measure due to China’s commercial banks have a largerscale, a larger number of business involving the characteristics of a widerange of other aspects to give up the DEA and other methods to select thestochastic frontier (SFA), efficient operations, the use of cost andefficiency of law164observations of27commercial banks in Chinaduring the six years2004-2009the economic efficiency of Chinesecommercial banks to calculate their cost efficiency, profit efficiency, andthe establishment of the regression model regression analysis.Draw the corresponding conclusions:(1) the cost efficiency ofcommercial banks in China is significantly lower than the profitefficiency.(2) the average of the average of China’s commercial banks’cost efficiency and profit efficiency in recent years emerged as a risingtrend.(3) the cost efficiency and profit efficiency of China’s commercialbanks not only by the impact of ownership structure, but also by the banksize, market concentration, the economic environment, risk factors, therelationship between variables are not different depending on the modelthe same.