From1999, China has entered the ranks of the aging society, with thegrowth of the aging population and increasing number of female workersearly retirement, according to the report pointed out, China in2016, theaging population will reach210million,2039reached410million.According to authoritative Organization predicts that by2037, theproportion of the elderly population aged over65increased from7.1%to14.2%. The working population and the retired proportion of the populationreached an unprecedented peak. Such a serious imbalance of aging is boundto give the community a range of issues. Marx believed that the process ofeconomic operation and development of a society, social security providesthe necessary social conditions for the social reproduction of smooth andstable social development. Marxist discourse of human existence of thenecessary conditions, the theory of social reproduction and social productdistribution theory, the theoretical basis of the socialist social security. Thesetheories has important guiding significance for us today to build socialismwith Chinese characteristics, security system.. Under the guidance of thetheory of socialism with Chinese characteristics since the Third PlenarySession of the Eleventh Central Committee, Comrade Deng Xiaoping’sconstruction, the socialist market economy system preliminarily establishedand increasingly improved, more dynamic, more open economic system isthe formation of the market in resource allocation the basic role of markedlyincreased. China’s social security system under the requirements of thesocialist market economic development, continuous development andimprovement to, but there are still some contradictions and problems to besolved. From the point of view of social security, pension and insuranceissues directly related to the social stability and economic development isone of the cores of the social security system, the pension core of the problem is the operational problems of the pension insurance fund. Pensioninsurance funds whether benign operation, has become China’s nationaleconomy and sustainable development and an important factor in building aharmonious society.This article is based on Marxist political economics and westerneconomics theories, our country is in the primary stage of socialismunderdeveloped productivity of the basic national conditions, Use of theDeng Xiaoping Theory the guiding ideology on the construction of China’ssocialist market economic system, designed to analyze the current status quoof China’s pension insurance personal accounts fund operations, pointed outthat the market economy environment, with the acceleration of the aging ofthe population, to protect the retirement basic life level, and the status ofeconomic and social development not only to adapt to adapt, but also, andability to pay, which is fundamental to maintain national stability and unity.Pension insurance personal accounts fund to increase the value of thepurpose and use of management, sociology, modern financial investmenttheories, Learn from domestic and foreign pension insurance personalaccounts fund operating mode and Practice of experience on the basis of auseful exploration of China’s pension insurance personal accounts fundoperating mode. Finally, the review of the main conclusions of this studyand point of view, and that there are still a lot of research space in the fieldof social endowment insurance fund operations. In this paper, the status ofChina’s pension insurance personal accounts fund operator, foreign pensioninsurance fund investment operation mode as well as many scholars viewson the operating mode of Pension Fund in China and suggestions foranalysis, research and review, and thus expect to find better improve thepath of China’s pension insurance personal accounts fund operating mode,promote the improvement and development of China’s social securitysystem to better serve China’s economic development services. |