Study On Perfecting The System Of Microfinance Loan For Women

Since the reform and opening, China’s economic leap-forward development process forward, the people’s wealth increased, followed by more and more people encounter the problem of "money",no matter how large or small companies, both high-income people, or poor, most of them lack of funds. Loans for middle and lower population is very scarce, and in such cases, the state gradually carry out the business of small loans to laid-off workers get help from the state. Beginning in2009have emerged, through the issuance of policies and regulations, local provinces and cities to actively develop women small loans policy, the practical implementation of women in the business of small loans, small loans to women. Efforts through two years of practice, women small loans and achieved initial results, but also encountered some problems to be solved. This article is for women’s small secured loans, the main study and improve women small loans system, Changchun City, for instance through the problem to find some solution to the problem.This thesis is divided into six parts, the first part of the introduction, the source and significance of the selection of women small loans, the use of research methods and literature review; The second part is the meaning of small loans, feature as well as the theoretical basis of the small loans; the third part of the international experience of the small loans, introduce the historical background of the foreign development of small loans, the characteristics of the development, lending model comparison and successful experience; the fourth part of Changchun City women small loans analysis, introduced the development status of women small loans in Changchun City, through the investigation and analysis, and found the problem and the reasons for its existence; the fifth part of recommendations for improving women small loans; part VI The full text of conclusions.