The Bank Of Inner Mongolia Branch Of The Service "three Agriculture" The Overall Train Of Thought And The Design Of The Business

As a service of "agriculture, countryside and farmers" policy financial institution, Bank of China Agricultural Development plays an very important role in the construction of socialist new countryside and promoting economic structure and economic development mode, in promoting regional development, assuming the important historical mission, a broad function space. However, the agricultural development bank of China policy supporting role Agricultural products acquisition, only confine to need financial support agricultural infrastructure and comprehensive agricultural development, lack of policy financial support. Agricultural bank policy financial business and commercial finance business coexist, duty is not clear, policy capital operating performance is poor; the support for rural credit cooperatives many used to cover losses and promote its mechanism conversion, supporting refinancing it difficult to recover. The more important is that the current policy finance for specific institutions in particular business to business direct subsidies give priority to, financial institutions guarantee, mortgage, insurance, tax reductions or exemptions, measures to attract financial capital, and lack of social capital into the agricultural sector mechanism not established.Based on this, the paper analyzed the system under the background of new rural construction of agricultural policy Banks the objective necessity of development and related theory, based on the agricultural development bank of China somewhere distinguish between conduct an example, combined with the region rural economic development, this paper puts forward the specific conditions of Chinese agricultural development bank service "three agriculture" with the general idea is:national credit as the foundation, vigorously support funds, undertake raising agricultural and rural financial business, in accordance with the modern bank system, implement national fiscal policy, macro policies, the agricultural industry policy and regional development policy in this area, new rural construction provides comprehensive financial services, give full play to the region agricultural development bank policy financial support of leveraged function, make up function, support functions and development sexual function.On this basis, the authors from funds,credit, middle business, implementation measures of Mango agricultural development bank of China branches of "agriculture, countryside and farmers" business development services to the scheme design, and from the macro environment and microcosmic environment in two aspects of environmental protection measures are analyzed, has certain theoretical and practical value.