| Commercial banks play an important role in financial system, they contribute greatly to economic growth for China. It is now popular to analyze the correlation between market structure and performance of domestic banking with the approach of SCP(short for Structure, Conduct and Performance) paradigm,which is based on the theory of industrial organization. This paper take Inner Mongolia banking industry as a sample to carries out empirical study on the market structure efficiency and performance of commercial banking and to analyze the correlation between them based on the data from2006to2010.The first Chapter reviews the research status and deficiency among both domestic and abroad,lists the means of this research.The second Chapter introduce the correlative theories of the correlation between market structure,efficiency and performance in banking,which includes the Market-Power Hypothesis and the Efficient-Structure Hypothesis.The third Chapter expatiates the meaning,type and index of banking market structure,then makes comprehensively analysis on market structure of Inner Mongolia commercial banking on data of11commercial banks from2006to2012.The fourth Chapter expatiates the meaning and method of banking,compures the efficiency of the banks in Inner Mongolia from2006to2012by using the approach of Data Envelopment Analysis.The fifth Chapter expatiates the meaning and index of banking market performance,makes comprehensively analysis on market structure of Inner Mongolia commercial banking on data of11commercial banks from2006to2012.The sixth Chapter based upon the theories of the correlation between market structure and performance in banking,with the stepwise multiple regression of return on equity against market concentration index,market share index as for market structure,management efficiency index as for managerial behavior and performance are used to be regressed,concludes both MP and ES Hypotheses are not applicable to commercial banking in Inner Mongolia. In the end of this paper,it put forward some suggestions for further promoting the market structure and market performance of Inner Mongolia banking industry according to the comprehensive analysis above. |
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