| In recent years,as the banking benefit grows constantly,there are much more researches on the commercial bank of our country,specially with the reform of shareholding system,the relationship between ownership structure and efficiency of commercial banks are strengthened to analysis in theory circle.We choose16listed banks in China as samples in this paper,using empirical research to carry out the relationship between ownership structure and efficiency of commercial banks with the five years data between2007and2011.Through using the theory method to deduce the ownership structure of commercial banks on its efficiency,combined with the existing research results,calculate the technical efficiency,pure technical efficiency and scale efficiency of our country’s commercial bank through the DEA method.Using the calculated efficiency value as the dependent variable,the index of the nature of ownership and ownership concentration which inflect the ownership structure as independent variable,and then build the Tobit model to make regression analysis.This paper draws the following conclusions through empirical research: there is a negative correlation between the commercial banks’state-owned shares and its efficiency;there is a negative correlation between the commercial banks’domestic legal person shares of and its efficiency; there is a positive correlation between the commercial banks’foreign shares and its efficiency;the commercial banks’ownership concentration and its efficiency are inverted U type.The conclusion is not only confirm the commercial banks’ shareholding system reform on improving efficiency in recent years,but also find there are many problems in the commercial banks’ownership structure,and the solution of these problems has a very important influence for our country’s bank efficiency.According to the conclusion,we put forward some relevant policy suggestion on how to optimize the ownership structure to improve the banks’efficiency. |
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