Guangzhou Rural Commercial Bank Operation Risk Internal Control Research

Risk management for banking is an eternal theme, in essence, banking is a risky business. In recent years, with the financial services increasing globalization, scope of business expansion, banking institutions due to the system or human error caused cases frequently appear in newspapers, gradually caused the bank regulators, banking institutions and expert scholar’s attention. Operational risk management of banking and development are closely related, is a banking institution to build the core competitiveness of the important means of operation, the effect of risk management directly influences the efficiency of banking institutions.Based on the Guangzhou rural commercial bank operational risk as the object of study, by combining theory with practice, comparative analysis, inductive and deductive methods, closely around the operational risk management and internal control related theory, combined with the actual operation are discussed in detail. This paper discusses the study object and content of operational risk management, including general theory of internal control theory, and draw on advanced foreign bank operational risk management in the field of experience, combined with domestic commercial bank operational risk management actual situation, focus on the analysis of Guangzhou rural commercial bank operational risk management internal control present situation, existing problems. And Put forward the method to solveThrough to the Guangzhou rural commercial bank operation risk management of internal control research, and gradually establish a comprehensive risk prevention awareness, to prevent operational risk on an important position, to ensure that Guangzhou Agricultural Bank of health, sustained, stable development.