Research On The Education Of Financial Consumer

The recent development of the financial education and awareness in terms of financial benefits is becoming increasingly important. First, the increasing complexity of financial markets allows consumers not just in two different bank loans or savings plans to choose between, but face a variety of complex financial instruments, borrowing and savings and there are many choices. Meanwhile, the personal financial decisions vital to the future life of the responsibilities and risks are transferred from government to workers and employers where the body. With longer life expectancy, individuals will enjoy a longer retirement time, the pension issue is particularly important. This article discusses the importance of consumer education and financial need. The concept of financial consumer education has defined the importance and necessity from the two aspects of financial consumer education are discussed. Second, the analysis of the lack of long-term finance public education, consumer education, financial means of the concept of old and single, impact assessment feedback mechanism has been established three aspects. Third, build a cost-based evaluation model of financial consumer education, and through case analysis of the financial consumer education. Fourth, policy recommendations and directions for future research are described.